Long Term Care

According to a 2024 study, nearly two-thirds of pre-retired individuals surveyed are underestimating their expected retirement health care expenses.

With the exorbitant cost of nursing home care, many families worry about depleting their loved ones’ life savings to pay for the care they need.

Medicare is constantly evolving to adapt to the needs of older Americans, and several significant changes have been incorporated into the program for 2025.

A Place for Mom reports that 41.8 million Americans, most of them women, provide unpaid care for adults aged 50 and older. More than a quarter of those receiving such care have Alzheimer’s disease or dementia, per AARP.

The Older Americans Act seeks to promote the well-being, dignity, and independence of older Americans. By providing billions of dollars in funding for essential services, the OAA helps seniors live in their homes and communities for as long as possible.

Medicaid can provide seniors with financial assistance for home care services. However, since the federal government and the individual states run Medicaid jointly, benefits coverage is different in each state.

Medicare open enrollment is on the horizon. Start thinking about changes you may want to make to your coverage. Some significant changes have come along for Medicare, with more taking effect in the near future.

Hearing loss is common in older adults, but many still don’t wear hearing aids. In addition to helping people to hear better, hearing aids have been demonstrated to have a positive impact on physical and mental health.

Though Medicare provides comprehensive coverage for many medical services, there are often questions regarding coverage for alternative therapies, such as chiropractic care and acupuncture.

Each experience with cognitive decline is unique. A person may have trouble with some aspects of their life but still be able to handle others adequately. Recognizing the signs of cognitive decline is key for early intervention.